The pre-retiree forum question keeps appearing in different forms: a 54-year-old software engineer with $1.4 million in a 401 ...

The financial services company reports a generational trend favoring unexpectedly fast Roth account adoption. Sources: ...

A dual-income couple earning $300,000 between them, ages 60 and 58, has roughly $1.6 million in pre-tax 401(k) accounts and ...

If you turned 50 this year, earn solidly into six figures, and have always treated your 401(k) catch-up as a pretax tax ...

High earners are missing out if their 401(k) planning strategy does not include Roth plans. Here's the math behind it.

A 60-year-old caller named Sue wrote into the Retirement Answer Man podcast with a question that might sound mundane but ...

How to take full advantage of your 401(k) plan and boost long-term savings, tax benefits, estate planning and flexibility.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Higher contribution limits mean you can grow your retirement nest egg faster. Here's how to save the right way and the top ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Khadija Khartit is a strategy, investment, ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts Though annoying, there are benefits to having some money in a Roth account. Dear Dan, ...

Employers often force employees to choose between investing in two employer-sponsored retirement accounts: the traditional 401(k) and the Roth 401(k). Sound familiar? If so, you've probably debated ...